When the Rules Change, Who Is Standing Behind You?

Author:  Jerell Williams, Head of US, Liberty
6 October 2026
Jerell Williams, Head of US at Liberty

When a family starts thinking seriously about living in another country, the conversation rarely begins with a government form. Yet recent Portugal Golden Visa changes show why the legal side deserves attention early.

It usually begins with a possibility.

Maybe the children could spend their summers in Europe. Maybe there is a desire for a home abroad or more flexibility for the family. Or simply the comfort of knowing another option exists if life takes an unexpected turn. Eventually, of course, the conversation becomes practical. Which country? Which program? What does it cost? How long does it take? What documents do you need? All reasonable questions. But somewhere between the possibility and the paperwork is another question that deserves more attention:

Who is actually representing you?

That question may not seem particularly consequential when everything is moving as expected. You prepare an application, gather documents, make an investment and the process moves forward. For a family thinking about a life beyond its current borders, however, residency is rarely just paperwork. It can be about where children grow up and where parents spend their later years. It can be about family summers, or simply the freedom to choose a different horizon when life calls for it. Residency is a legal relationship between an individual and a government, and it rarely exists in isolation. And governments can change their policies, their procedures and sometimes the rules themselves. Recent Portugal Golden Visa changes offer a particularly visible example.

What changed in Portugal’s citizenship law

In May 2026, Portugal enacted a revised Nationality Law. The residence period required for Portugal citizenship moves from five years to ten for most applicants. For citizens of EU and Portuguese-speaking countries, it moves to seven years. With these changes, the Portugal Golden Visa remains in place. The road from a Golden Visa to a Portuguese passport, however, is now twice as long for most investors. Portugal’s Constitutional Court has confirmed that the former five-year regime still covers anyone who applied before the new law took effect. For families who have already invested, the practical question is which set of rules applies to their own file. That is a legal question. For the people involved, these are not simply changes to a government program. They can affect investments families have already made, plans they have already built and expectations they may have carried for years.

And behind all of that paperwork, a family is usually planning a life.

A couple imagining a home in Estoril. Parents thinking about schools and summers abroad. A family wondering whether the next chapter might unfold partly in Europe, with one foot here and another there. That is what families can lose sight of when residency becomes a checklist.

How other European programs have changed

Portugal is not alone. Spain ended its Golden Visa on 3 April 2025. Spain still processed the applications that investors had filed before that date under the earlier rules, and existing holders kept their rights. Greece raised its minimum real estate investment to €800,000 in Athens, Thessaloniki, Mykonos, Santorini and its larger islands. Elsewhere, the minimum is now €400,000. Investors who buy property under the program can no longer rent it out short term. Italy kept its Investor Visa open. From 1 January 2026, the flat tax for new residents rose from €200,000 to €300,000 per year. Each qualifying family member adds €50,000. Applicants who entered the regime earlier keep their earlier amount.

Each of these changes reached families at a different stage: those who had already filed, those about to invest and those still exploring. The answer in each case depended on the transitional rules of the country involved. These programs sit within legal systems that continue to evolve, sometimes gradually and sometimes with very little warning.

Choosing who sits beside you

That is why I believe the choice of who sits beside you at the start deserves more thought than it often gets.
In my experience, the strongest outcomes rarely come from one professional working alone. They come from the right people knowing when to bring the right expertise to the table. A private banker understands the family’s financial picture. A wealth advisor understands broader planning objectives. A tax professional sees considerations that may not be obvious to others. An investment professional may understand a particular structure or opportunity. A global mobility advisor can help a family step back and consider which destinations and pathways make sense.

Those roles can be incredibly valuable. I have seen that firsthand. My own work has included the advisory side of this industry. There, helping a family see the larger picture and find the right professionals can be enormously important. A good advisor can turn what feels like a complicated map into a route that makes sense.

Why you need an immigration lawyer when rules change

But advisory guidance and legal representation are different things. Neither diminishes the value of the other. The distinction becomes important when the question is no longer, “How do I apply?”

It becomes:

“What are my rights, and who will represent them?”

That is where the role of a law firm becomes particularly meaningful to me. A lawyer cannot control a government process, and representation does not guarantee an easy one. The value is more fundamental. It is having someone who understands the legal framework around your situation and can interpret changes as they occur. When necessary, that person advocates on your behalf. Someone who can read the fine print when the headlines are loud. Someone who can separate what has actually changed from what may simply be circulating in the marketplace. A lawyer can also explain what today’s rules may mean for the road ahead.
That distinction becomes especially important when the rules change, as recent Portugal Golden Visa changes have shown.

How a law firm protects your plans over time

Residency programs sit within laws and regulations that can evolve over time. When that happens, having legal counsel already familiar with your circumstances can make a meaningful difference.
Your attorneys can understand what has changed, explain what it means for you and advise you on your plans. They can also engage directly with the authorities. When necessary, they can take legal steps to protect your interests.

The relationship also does not end when the government issues a residence permit. Residency often involves renewals, ongoing compliance and additional requirements over the years. Having legal counsel who already knows your history and circumstances provides continuity when those obligations come due. You do not start over every time a permit comes up for renewal or the rules change. You have a legal team that understands your application, your circumstances and the path you have taken. To me, this is one of the most important distinctions. Having someone help you navigate a residency program differs from having a law firm represent you through it.

Why I joined Liberty

What has stayed with me since joining Liberty is that this responsibility does not end when the family submits an application. I have seen that philosophy firsthand in the work of our founders, Madalena Monteiro and Maria Teresa Vanacore. I see it too in the attorneys and support professionals who work alongside them. It stood out to me about the firm. Ultimately, it is one of the reasons I wanted to be part of it.

Standing beside Portugal Golden Visa investors through legal changes

Madalena’s work in Portugal is a particularly good illustration. Her work goes beyond helping individual families through Portugal Golden Visa changes and the rules around them. Government action has sometimes raised questions about the rights of people who made decisions under the law as it stood. When that happens, she engages directly with those questions. That has included commissioning an 82 page constitutional opinion from Jorge Miranda, co author of Portugal’s 1976 Constitution. The opinion supported an amicus curiae brief before Portugal’s Constitutional Court on behalf of Golden Visa investors, in connection with proposed changes to nationality law. More recently, Madalena and Liberty have represented a group of 1,260 foreign residents. The group submitted a complaint to the Ombudsman concerning changes to Portugal’s nationality framework.

Whatever one’s view of the policy questions, standing beside the people they affect matters. When a family’s plans start to shift, someone willing to step forward and explain the change can matter.

The same principle in Italy

I see that same philosophy in Maria Teresa’s work in Italy. The legal landscape is different. So are the programs and the government institutions. But the principle remains. Understand the person behind the application and the law surrounding their situation, and stay engaged after the file goes in. And that principle extends beyond any one person at Liberty. You can see it in the attorneys who work through the legal questions and the professionals who keep files moving. You can see it in the people coordinating with families and authorities. And you can see it in team members whose quiet work shapes what a family experiences.

That matters to me. A title alone does not create representation. People do, through their judgment, their attention to detail and their commitment when circumstances get complicated. Now, that is true representation.

A different seat at the table

I want to be clear about what I am saying here. This is an argument for working alongside other professionals in the industry. One professional alone rarely makes the best mobility decisions. They come from the right people around the table, each clear about their role and focused on the same family. Those perspectives matter.

A law firm complements that ecosystem from a different seat at the table.

The best professional relationships are often those where everyone knows their seat and trusts the others at the table. For a family, that can mean an advisor who explains the broader opportunity and financial and tax professionals who weigh the implications. It also means legal counsel who understands the family’s relationship with the government that sets the rules.

When to speak with an immigration lawyer

If you are still at the stage of asking questions, that is often the right time to have this conversation. Before you choose a program or make an investment, it helps to understand the legal landscape and your real options. With recent Portugal Golden Visa changes, that step matters even more. When the decision involves your family’s future and a substantial financial commitment, the stakes are significant. There is another consideration that deserves equal attention. You are entering into a legal relationship with another country’s government. I believe it is worth knowing the difference between help navigating that process and representation within it. Most of the time, you may never need to test that distinction. The application may proceed smoothly and the rules may remain stable. The government process may unfold exactly as you anticipated. I hope that is what happens. But when it does not, the question suddenly becomes much clearer:

Who is standing behind you?

That, to me, is the real value of representation. It is the confidence that, if something goes wrong, you will not face the uncertainty alone. Ultimately, this is about more than a residence permit, an investment or a government application. It is about options for a life that may span several countries, several homes and perhaps several generations. I have come to value this deeply at Liberty. It is one of the reasons I am proud to be part of the firm.

Considering Portugal or Italy? Speak with an immigration lawyer at Liberty

If you are beginning to explore European residency, book an initial conversation with Liberty. We will discuss your objectives, the available pathways and the legal considerations that may shape your decision. Sometimes the most useful place to begin is simply understanding what is possible.

About Liberty

Madalena Monteiro and Maria Teresa Vanacore founded Liberty, an international law firm focused on global mobility, residency and citizenship. Liberty has offices in Lisbon, Milan and Beverly Hills. Its legal teams in Portugal and Italy have more than a decade of experience advising international families. The firm’s work extends beyond the initial application. Its attorneys advise on residency strategy, program selection, compliance and documentation. They also advise on investment structures, government processes and the requirements that follow approval. For Liberty, global mobility goes beyond a residence permit or citizenship.

It means understanding the legal framework, the family behind the decision and the plans that extend well beyond the application itself.

And while the work is grounded in the law, what has impressed me most is the people behind it.

Liberty has an incredible team of attorneys and support professionals across its offices. They bring deep knowledge, care and a genuine commitment to the families they serve. That combination of expertise and humanity is a large part of what makes the firm special. That perspective is at the heart of the firm’s work with investors and their trusted professional advisors.

Learn more at libertylex.com

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